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Placing credit freezes
SEE ALSO: Stop junk (snail) mail!
To freeze credit reports, visit 3 major credit reporting sites:
Create account and place freeze. Cost: $10.00.
To temporarily un-freeze, create a PIN that you can remember.
If you end up not being able to verify your identity, do this:
Please contact us at (888) 909-8872 to initiate your security freeze transaction by phone.
The form is sensitive; I input the right information but kept getting:
We are currently unable to service your request. Please try again later.
To reach a human for freeze: 888-298-0045 (M-F).
Alternatively, automated phone system: 1-800-685-1111
Click “Add a security freeze”.
Unfortunately, I kept getting:
We were unable to honor your request to place a security freeze on your personal credit report based on the information you entered.
Call instead: 1 (888) 397-3742
Go through the prompts … You’ll need your ssn#, mmddyyy, addy, payment/credit card info.
Phone call ends with "we have placed a freeze; you will receive mail with PIN number to un-freeze. Goodbye".
Tip! I recommend using a password app, like 1password, to store the PINs you created from the above steps. 1password also allows you to store PDFs and other documents and notes. I like to export my emails as PDFs to and save everything thing related to my credit freeze in my 1password “vault”.