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Placing credit freezes

Micky Hulse edited this page Aug 30, 2014 · 16 revisions

To freeze credit reports, visit 3 major credit reporting sites:

  1. https://freeze.transunion.com

Create account and place freeze. Cost: $10.00. To temporarily un-freeze, create a PIN that you can remember (or use password app to store).

  1. https://www.freeze.equifax.com

The form is sensitive; I input the right information but kept getting:

We are currently unable to service your request. Please try again later.

To reach a human for freeze: 888-298-0045 (M-F).

Alternatively, automated phone system: 1-800-685-1111

  1. http://www.experian.com/freeze

Click “Add a security freeze”.

Unfortunately, I kept getting:

We were unable to honor your request to place a security freeze on your personal credit report based on the information you entered.

Call instead: 1 (888) 397-3742

At the prompts: 2, 2, 2, 2, 1, ssn#, mmddyyy, addy, payment/credit card info.

Phone call ends with "we have placed a freeze; you will receive mail with PIN number to un-freeze. Goodbye".

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