Skip to content

Placing credit freezes

Michael Hulse edited this page Apr 1, 2019 · 16 revisions

SEE ALSO: Stop junk (snail) mail!


To freeze credit reports, visit 3 major credit reporting sites:

Create account and place freeze. Cost: $10.00.

To temporarily un-freeze, create a PIN that you can remember (I recommend using a password app, like 1password, to store all of this information).

If you end up not being able to verify your identity, do this:

Please contact us at (888) 909-8872 to initiate your security freeze transaction by phone.

The form is sensitive; I input the right information but kept getting:

We are currently unable to service your request. Please try again later.

To reach a human for freeze: 888-298-0045 (M-F).

Alternatively, automated phone system: 1-800-685-1111

Click “Add a security freeze”.

Unfortunately, I kept getting:

We were unable to honor your request to place a security freeze on your personal credit report based on the information you entered.

Call instead: 1 (888) 397-3742

Go through the prompts … You’ll need your ssn#, mmddyyy, addy, payment/credit card info.

Phone call ends with "we have placed a freeze; you will receive mail with PIN number to un-freeze. Goodbye".

Clone this wiki locally