MIFOSAC-552 Implement Settings Step for New Recurring Deposits Account Flow

[TheKalpeshPawar]

Jira-#MIFOSAC-552

Record_2025-10-22-00-58-52_026f621985d6cfa1a169c52d305dc178.mp4

[sam-arth07]

Suggestion: For the viewModel, you can take ref from how the vm is written in loanAccount or savingsAccount

Some additional changes:

1. Checkbox options dynamically influence field visibility (penal interest fields should only appear if checked).

Currently the field are visible even when Apply Penal Interest is unchecked.

2. The spacing looks uneven.

UI mockup:

3. Same here:

UI mockup:

[sam-arth07]

The Loading State should be a ScreenState and not a DialogState.

[sam-arth07]

Hardcoded string can be moved to strings.xml and use getString() here

[sam-arth07]

Before making a network call, check if the user is online or not. So include the logic from observe network here too.

[sam-arth07]

This part is same for the RecurringAccountAction.NextStep action as well, and can be extracted into a function like so:

private fun moveToNextStep() {
    val current = state.currentStep
    if (current < state.totalSteps) {
        mutableStateFlow.update {
            it.copy(
                currentStep = current + 1,
            )
        }
    } else {
          sendEvent(SavingsAccountEvent.Finish)
    }
}

[sam-arth07]

Could extract this validation logic into the viewModel and use a state to represent this, something like:

val isTermsNextEnabled = isDetailsNextEnabled &&
            currencyIndex != -1 &&
            interestCalcIndex != -1 &&
            interestPostingPeriodIndex != -1 &&
            interestCompPeriodIndex != -1

[sam-arth07]

I believe observerNetwork() is not really required. Instead only check network status right before making an api call or network request. So for each request include this logic before making the network request like so:

private fun loadClientTemplate() = viewModelScope.launch {
        val online = networkMonitor.isOnline.first()
        if (online) {
            getClientTemplateUseCase().collect { result ->
                sendAction(SavingsAccountAction.Internal.OnReceivingClientTemplate(result))
            }
        } else {
            mutableStateFlow.update {
                it.copy(
                    screenState = SavingsAccountState.ScreenState.NetworkError,
                )
            }
        }
    }

    private fun loadSavingsProductTemplate() = viewModelScope.launch {
        val online = networkMonitor.isOnline.first()
        if (online) {
            getSavingsProductTemplateUseCase().collect { result ->
                sendAction(SavingsAccountAction.Internal.OnReceivingSavingsProductTemplate(result))
            }
        } else {
            mutableStateFlow.update {
                it.copy(
                    screenState = SavingsAccountState.ScreenState.NetworkError,
                )
            }
        }
    }

For reference you can check the NewLoanAccount pr's and the NewSavingsAccount pr's that are already merged.

[biplab1]

It should Recurring instead of Recutting

[biplab1]

Same here, please review.