fix panic when error returned in bind/params.toValue #3431

Job	Run time
basic-postgres (xorm)	54s
basic-postgres (gorm)	1m 20s
basic-sqlite (gorm)	1m 7s
basic-sqlite (xorm)	42s
basic-ydb (24.1, native/query)	51s
basic-ydb (24.1, native/table)	47s
basic-ydb (24.2, native/query)	45s
basic-ydb (24.2, native/table)	50s
basic-ydb (24.3, native/query)	44s
basic-ydb (24.3, native/table)	44s
basic-ydb-database-sql (24.1, database/sql, true)	45s
basic-ydb-database-sql (24.1, database/sql, false)	46s
basic-ydb-database-sql (24.1, xorm, false)	57s
basic-ydb-database-sql (24.1, gorm, false)	1m 28s
basic-ydb-database-sql (24.1, xorm, true)	56s
basic-ydb-database-sql (24.1, gorm, true)	1m 20s
basic-ydb-database-sql (24.2, gorm, false)	1m 18s
basic-ydb-database-sql (24.2, database/sql, true)	43s
basic-ydb-database-sql (24.2, database/sql, false)	49s
basic-ydb-database-sql (24.2, gorm, true)	1m 28s
basic-ydb-database-sql (24.2, xorm, false)	1m 0s
basic-ydb-database-sql (24.2, xorm, true)	1m 4s
basic-ydb-database-sql (24.3, database/sql, false)	48s
basic-ydb-database-sql (24.3, database/sql, true)	46s
basic-ydb-database-sql (24.3, gorm, false)	1m 19s
basic-ydb-database-sql (24.3, gorm, true)	1m 19s
basic-ydb-database-sql (24.3, xorm, false)	1m 1s
basic-ydb-database-sql (24.3, xorm, true)	1m 1s
	27m 32s

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