chore: Initialize Ruby on Rails Test Coverage CI

[clackyai]

Set up and configure the development environment for the Ruby on Rails project with essential configurations, workflows, and best practices.

Key Changes

• Added .1024 file with Rails server and dependency management commands
• Updated .gitignore with project-specific patterns for Ruby/Rails
• Modified development.rb to allow all hosts in development environment
• Added GitHub Actions workflow for test coverage reporting
• Set up environment configuration structure

Rationale

These changes establish a standardized development environment that:

• Provides consistent application execution and dependency management
• Ensures proper file exclusions from version control
• Enables local development with flexible host access
• Implements automated test coverage tracking
• Maintains secure configuration management

Impact

• Developers can now run the application consistently using standardized commands
• Improved version control hygiene with proper file exclusions
• Automated test coverage reporting on PRs and master branch pushes
• Development environment now supports flexible host access
• Environment variables are properly managed and secured