feat(kadena-sdk): refactor transfers for more flexibility

[barthuijgen]

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Test scenarios

• description of the (manually) executed test scenarios

Reminders (if applicable)

• I ran pnpm install and pnpm test in the root of the monorepo
  (optionally with --filter=...package... to exclude non-affected
  projects)
• I ran pnpm changeset in the root of the monorepo
• Test coverage has not decreased
• Docs have been updated to reflect changes in PR (don't forget
  docs.kadena.io)

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Latest commit: f6acb95

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The package or glob expression "@kadena/docs" is specified in the `ignore` option but it is not found in the project. You may have misspelled the package name or provided an invalid glob expression. Note that glob expressions must be defined according to https://www.npmjs.com/package/micromatch.

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