diff --git a/CHANGELOG.md b/CHANGELOG.md
index 2df2f83a2..6414efa1b 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,3 +1,4 @@
+* Fixed panic when error returned from parsing sql params
 * Fixed explicit null dereferenced issue in internal/credentials/static.go (CWE-476)
 
 ## v3.99.1
diff --git a/internal/bind/params.go b/internal/bind/params.go
index ddf2e0c1e..83ba0afb6 100644
--- a/internal/bind/params.go
+++ b/internal/bind/params.go
@@ -315,8 +315,8 @@ func toValue(v interface{}) (_ value.Value, err error) {
 				vv, err := toValue(v.Field(i).Interface())
 				if err != nil {
 					return nil, xerrors.WithStackTrace(
-						fmt.Errorf("cannot parse %v as values of dict: %w",
-							v.Index(i).Interface(), err,
+						fmt.Errorf("cannot parse %v as values of struct: %w",
+							v.Field(i).Interface(), err,
 						),
 					)
 				}
diff --git a/internal/bind/params_test.go b/internal/bind/params_test.go
index 67970f993..c6c89d3ca 100644
--- a/internal/bind/params_test.go
+++ b/internal/bind/params_test.go
@@ -425,6 +425,16 @@ func TestToValue(t *testing.T) {
 			)),
 			err: nil,
 		},
+		{
+			name: xtest.CurrentFileLine(),
+			src: struct {
+				A struct {
+					Unsupported string
+				} `sql:"A"`
+			}{},
+			dst: nil,
+			err: errUnsupportedType,
+		},
 		{
 			name: xtest.CurrentFileLine(),
 			src:  []uint64{123, 123, 123, 123, 123, 123},