diff --git a/src/app/app.module.ts b/src/app/app.module.ts
index 90c6d8aef3..606f5d6974 100644
--- a/src/app/app.module.ts
+++ b/src/app/app.module.ts
@@ -1,6 +1,7 @@
 /** Angular Imports */
 import { NgModule } from '@angular/core';
 import { BrowserModule } from '@angular/platform-browser';
+import { I18nService } from './core/i18n/i18n.service';
 import { BrowserAnimationsModule } from '@angular/platform-browser/animations';
 import {
   HttpBackend,
@@ -130,7 +131,9 @@ export function HttpLoaderFactory(http: HttpClient) {
       provide: HTTP_INTERCEPTORS,
       useClass: !environment.OIDC.oidcServerEnabled ? TokenInterceptor : ZitadelTokenInterceptor,
       multi: true
-    }
+    },
+    I18nService
+
   ]
 })
 export class AppModule {}
diff --git a/src/app/loans/glim-account/create-glim-account/create-glim-account.component.ts b/src/app/loans/glim-account/create-glim-account/create-glim-account.component.ts
index c1d04dcfb7..3af7a00547 100644
--- a/src/app/loans/glim-account/create-glim-account/create-glim-account.component.ts
+++ b/src/app/loans/glim-account/create-glim-account/create-glim-account.component.ts
@@ -177,37 +177,42 @@ export class CreateGlimAccountComponent {
     };
   }
 
-  setData(client: any, totalLoan: number): any {
+  setData(applicationId: number, client: any, totalLoan: number, isFirst: boolean, isLast: boolean): any {
     const locale = this.settingsService.language.code;
     const dateFormat = this.settingsService.dateFormat;
     // const monthDayFormat = 'dd MMMM';
-    const data = {
+    const data: any = {
       ...this.loansAccount,
       charges: this.loansAccount.charges.map((charge: any) => ({
         chargeId: charge.id,
-        amount: charge.amount
+        amount: charge.amount,
+        currency: charge.currency
       })),
       clientId: client.id,
       totalLoan: totalLoan,
       loanType: 'glim',
+      applicationId: applicationId,
       amortizationType: 1,
-      isParentAccount: true,
       principal: client.principal,
       syncDisbursementWithMeeting: false,
       expectedDisbursementDate: this.dateUtils.formatDate(this.loansAccount.expectedDisbursementDate, dateFormat),
       submittedOnDate: this.dateUtils.formatDate(this.loansAccount.submittedOnDate, dateFormat),
-      dateFormat,
-      // monthDayFormat,
-      locale
+      dateFormat: dateFormat,
+      locale: locale,
+      groupId: this.loansAccountTemplate.group.id
     };
-    data.groupId = this.loansAccountTemplate.group.id;
-
+    if (isFirst) {
+      data.isParentAccount = true;
+    }
+    if (isLast) {
+      data.lastApplication = true;
+    }
     delete data.principalAmount;
-    // TODO: 2025-03-17: Apparently (?!) unsupported for GLIM
     delete data.allowPartialPeriodInterestCalculation;
     delete data.multiDisburseLoan;
     delete data.isFloatingInterestRate;
-
+    delete data.moratoriumPrincipal;
+    delete data.moratoriumInterest;
     return JSON.stringify(data);
   }
 
@@ -216,12 +221,17 @@ export class CreateGlimAccountComponent {
     const requestData = [];
     const memberSelected = this.selectedMembers?.selectedMembers ?? [];
     const totalLoan = this.totalLoanAmount();
+    const applicationId = Math.floor(1000000000 + Math.random() * 9000000000);
+
     for (let index = 0; index < memberSelected.length; index++) {
+      const isFirst = index === 0;
+      const isLast = index === memberSelected.length - 1;
       requestData.push({
         requestId: index.toString(),
+        reference: index === 0 ? null : (index - 1).toString(),
         method: 'POST',
         relativeUrl: 'loans',
-        body: this.setData(memberSelected[index], totalLoan)
+        body: this.setData(applicationId, memberSelected[index], totalLoan, isFirst, isLast)
       });
     }
     return requestData;
@@ -236,57 +246,10 @@ export class CreateGlimAccountComponent {
     return total;
   }
 
-  /**
-   * Creates a new GLIM account.
-   */
-  submit() {
-    this.selectedMembers = this.loansActiveClientMembers?.selectedClientMembers;
-    const memberSelected = this.loansActiveClientMembers?.selectedClientMembers?.selectedMembers ?? [];
-    if (!memberSelected.length) return;
-    const gsimMemberIds = new Set(this.dataSource.map((m: any) => Number(m.id)));
-    for (const member of memberSelected) {
-      const memberId = Number(member.id);
-      // Validate savings account ownership
-      const ownerId = Number(member.linkAccountOwnerId);
-      if (member.linkAccountId && member.linkAccountOwnerId && ownerId !== memberId) {
-        this.i18nService.translate('errors.linkedSavingsAccountOwnership').subscribe((msg: string) => {
-          this.notify({ defaultUserMessage: msg, errors: [] }, { memberId });
-        });
-        return;
-      }
-      // Validate GSIM membership
-      if (!gsimMemberIds.has(memberId)) {
-        this.i18nService.translate('errors.clientNotInGSIM', { id: memberId }).subscribe((msg: string) => {
-          this.notify({ defaultUserMessage: msg, errors: [] }, { memberId });
-        });
-        return;
-      }
-    }
-
-    // Use date format from settingsService for interestChargedFromDate
-    const data = this.buildRequestData();
-    this.loansService.createGlimAccount(data).subscribe((response: any) => {
-      const body = JSON.parse(response[0].body);
-      if (body.glimId) {
-        this.router.navigate(
-          [
-            '../',
-            body.glimId
-          ],
-          { relativeTo: this.route }
-        );
-      } else {
-        this.notify(body, { batchSize: data.length });
-      }
-    });
-  }
-
-  notify(body: any, context?: { [k: string]: unknown }) {
-    const parts: string[] = [String(body?.defaultUserMessage ?? '')];
-    if (Array.isArray(body?.errors)) {
-      for (const e of body.errors) parts.push(String(e?.developerMessage ?? ''));
-    }
-    if (context) parts.push(`Context: ${JSON.stringify(context)}`);
-    console.error(parts.join(' ').trim());
+  notify(body: any, data: any) {
+    let message = body.defaultUserMessage + ' ';
+    body.errors?.forEach((error: any) => (message += error.developerMessage + ' '));
+    message += 'Data: ' + JSON.stringify(data);
+    console.error(message);
   }
 }
diff --git a/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.html b/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.html
index bec25484fa..bd323915a2 100644
--- a/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.html
+++ b/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.html
@@ -24,7 +24,7 @@
     <ng-container matColumnDef="name">
       <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.name' | translate }}</th>
       <td mat-cell *matCellDef="let charge">
-        {{ charge.name + ', ' + charge.currency.displaySymbol }}
+        {{ charge.name }}<span *ngIf="charge.currency">, {{ charge.currency.displaySymbol }}</span>
       </td>
     </ng-container>
 
@@ -39,7 +39,13 @@
       <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Amount' | translate }}</th>
       <td mat-cell *matCellDef="let charge">
         {{ charge.amount }}
-        <button mat-icon-button color="primary" (click)="editChargeAmount(charge)">
+        <button
+          mat-icon-button
+          color="primary"
+          (click)="editChargeAmount(charge)"
+          type="button"
+          aria-label="Edit charge amount"
+        >
           <fa-icon icon="pen"></fa-icon>
         </button>
       </td>
@@ -84,6 +90,8 @@
             charge.chargeTimeType.value === 'Specified due date'
           "
           (click)="editChargeDate(charge)"
+          type="button"
+          aria-label="Edit charge date"
         >
           <fa-icon icon="pen"></fa-icon>
         </button>
@@ -93,7 +101,7 @@
     <ng-container matColumnDef="action">
       <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Actions' | translate }}</th>
       <td mat-cell *matCellDef="let charge">
-        <button mat-icon-button color="warn" (click)="deleteCharge(charge)">
+        <button mat-icon-button color="warn" (click)="deleteCharge(charge)" type="button" aria-label="Delete charge">
           <fa-icon icon="trash"></fa-icon>
         </button>
       </td>
@@ -110,7 +118,9 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Overdue Charges' | translate }}</h
   <table mat-table class="mat-elevation-z1" [dataSource]="overDueChargesDataSource">
     <ng-container matColumnDef="name">
       <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.name' | translate }}</th>
-      <td mat-cell *matCellDef="let charge">{{ charge.name }},{{ charge.currency.displaySymbol }}</td>
+      <td mat-cell *matCellDef="let charge">
+        {{ charge.name }}<span *ngIf="charge.currency">, {{ charge.currency.displaySymbol }}</span>
+      </td>
     </ng-container>
 
     <ng-container matColumnDef="type">
@@ -120,7 +130,18 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Overdue Charges' | translate }}</h
 
     <ng-container matColumnDef="amount">
       <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Amount' | translate }}</th>
-      <td mat-cell *matCellDef="let charge">{{ charge.amount | formatNumber }}</td>
+      <td mat-cell *matCellDef="let charge">
+        {{ charge.amount | formatNumber }}
+        <button
+          mat-icon-button
+          color="primary"
+          (click)="editOverdueChargeAmount(charge)"
+          type="button"
+          aria-label="Edit overdue charge amount"
+        >
+          <fa-icon icon="pen"></fa-icon>
+        </button>
+      </td>
     </ng-container>
 
     <ng-container matColumnDef="collectedon">
@@ -134,15 +155,15 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Overdue Charges' | translate }}</h
 </div>
 
 <div class="layout-row responsive-column align-center gap-2px margin-t">
-  <button mat-raised-button matStepperPrevious>
+  <button mat-raised-button matStepperPrevious type="button">
     <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
     {{ 'labels.buttons.Previous' | translate }}
   </button>
-  <button mat-raised-button matStepperNext>
+  <button mat-raised-button matStepperNext type="button">
     {{ 'labels.buttons.Next' | translate }}
     <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
   </button>
-  <button mat-raised-button *ngIf="loanId" [routerLink]="['../', 'general']">
+  <button mat-raised-button *ngIf="loanId" [routerLink]="['../', 'general']" type="button">
     {{ 'labels.buttons.Cancel' | translate }}
   </button>
 </div>
diff --git a/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.ts b/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.ts
index 1dc89530ea..f216e7610c 100644
--- a/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.ts
+++ b/src/app/loans/loans-account-stepper/loans-account-charges-step/loans-account-charges-step.component.ts
@@ -326,6 +326,33 @@ export class LoansAccountChargesStepComponent implements OnInit, OnChanges {
     });
   }
 
+  editOverdueChargeAmount(charge: { amount: number; [key: string]: any }) {
+    const formfields: FormfieldBase[] = [
+      new InputBase({
+        controlName: 'amount',
+        label: 'Amount',
+        value: charge.amount,
+        type: 'number',
+        required: false
+      })
+
+    ];
+    const data = {
+      title: 'Edit Overdue Charge Amount',
+      layout: { addButtonText: 'Confirm' },
+      formfields: formfields
+    };
+    const editNoteDialogRef = this.dialog.open(FormDialogComponent, { data });
+    editNoteDialogRef.afterClosed().subscribe((response?: { data?: { value: { amount: number } } }) => {
+      if (response?.data) {
+        const newCharge = { ...charge, amount: response.data.value.amount };
+        this.overDueChargesDataSource.splice(this.overDueChargesDataSource.indexOf(charge), 1, newCharge);
+        this.overDueChargesDataSource = this.overDueChargesDataSource.concat([]);
+        this.pristine = false;
+      }
+    });
+  }
+
   get isValid() {
     return true;
     // !this.activeClientMembers ||
diff --git a/src/app/loans/loans-account-stepper/loans-account-preview-step/loans-account-preview-step.component.html b/src/app/loans/loans-account-stepper/loans-account-preview-step/loans-account-preview-step.component.html
index cbe1a36f47..2ecaafc1fd 100644
--- a/src/app/loans/loans-account-stepper/loans-account-preview-step/loans-account-preview-step.component.html
+++ b/src/app/loans/loans-account-stepper/loans-account-preview-step/loans-account-preview-step.component.html
@@ -262,14 +262,14 @@ <h3 class="mat-h3 flex-fill">{{ 'labels.heading.Charges' | translate }}</h3>
       <ng-container matColumnDef="name">
         <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.name' | translate }}</th>
         <td mat-cell *matCellDef="let charge">
-          {{ charge.name + ', ' + charge.currency.displaySymbol }}
+          {{ charge.name }}<span *ngIf="charge.currency">, {{ charge.currency.displaySymbol }}</span>
         </td>
       </ng-container>
 
       <ng-container matColumnDef="chargeCalculationType">
         <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Type' | translate }}</th>
         <td mat-cell *matCellDef="let charge">
-          {{ charge.chargeCalculationType.value }}
+          {{ charge.chargeCalculationType?.value || '' }}
         </td>
       </ng-container>
 
@@ -283,7 +283,7 @@ <h3 class="mat-h3 flex-fill">{{ 'labels.heading.Charges' | translate }}</h3>
       <ng-container matColumnDef="chargeTimeType">
         <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Collected On' | translate }}</th>
         <td mat-cell *matCellDef="let charge">
-          {{ charge.chargeTimeType.value }}
+          {{ charge.chargeTimeType?.value || '' }}
         </td>
       </ng-container>
 
@@ -291,20 +291,22 @@ <h3 class="mat-h3 flex-fill">{{ 'labels.heading.Charges' | translate }}</h3>
         <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Date' | translate }}</th>
         <td mat-cell *matCellDef="let charge">
           <span
-            *ngIf="charge.chargeTimeType.value === 'Specified due date' || charge.chargeTimeType.value === 'Weekly Fee'"
+            *ngIf="
+              charge.chargeTimeType?.value === 'Specified due date' || charge.chargeTimeType?.value === 'Weekly Fee'
+            "
           >
             {{ (charge.dueDate | dateFormat) || 'Unassigned' }}
           </span>
-          <span *ngIf="charge.chargeTimeType.value === 'Monthly Fee' || charge.chargeTimeType.value === 'Annual Fee'">
+          <span *ngIf="charge.chargeTimeType?.value === 'Monthly Fee' || charge.chargeTimeType?.value === 'Annual Fee'">
             {{ (charge.feeOnMonthDay | dateFormat) || 'Unassigned' }}
           </span>
           <span
             *ngIf="
               !(
-                charge.chargeTimeType.value === 'Monthly Fee' ||
-                charge.chargeTimeType.value === 'Annual Fee' ||
-                charge.chargeTimeType.value === 'Specified due date' ||
-                charge.chargeTimeType.value === 'Weekly Fee'
+                charge.chargeTimeType?.value === 'Monthly Fee' ||
+                charge.chargeTimeType?.value === 'Annual Fee' ||
+                charge.chargeTimeType?.value === 'Specified due date' ||
+                charge.chargeTimeType?.value === 'Weekly Fee'
               )
             "
           >
@@ -329,7 +331,9 @@ <h3 class="mat-h3 flex-98">{{ 'labels.heading.Overdue Charges' | translate }}</h
     <table mat-table class="mat-elevation-z1" [dataSource]="loansAccountProductTemplate.overdueCharges">
       <ng-container matColumnDef="name">
         <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.name' | translate }}</th>
-        <td mat-cell *matCellDef="let charge">{{ charge.name }},{{ charge.currency.displaySymbol }}</td>
+        <td mat-cell *matCellDef="let charge">
+          {{ charge.name }}<span *ngIf="charge.currency">,{{ charge.currency.displaySymbol }}</span>
+        </td>
       </ng-container>
 
       <ng-container matColumnDef="type">
diff --git a/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.html b/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.html
index 82b3c03e95..45dc3fb9cc 100644
--- a/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.html
+++ b/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.html
@@ -1,4 +1,28 @@
 <form [formGroup]="loansAccountTermsForm">
+  <div class="layout-row-wrap gap-2px responsive-column">
+    <mat-form-field class="flex-48">
+      <mat-label>{{ 'labels.inputs.Moratorium on Principal (months)' | translate }}</mat-label>
+      <input
+        matInput
+        type="number"
+        formControlName="moratoriumPrincipal"
+        min="0"
+        placeholder="{{ 'placeholders.Enter months' | translate }}"
+        [attr.aria-label]="'labels.inputs.Moratorium on Principal (months)' | translate"
+      />
+    </mat-form-field>
+    <mat-form-field class="flex-48">
+      <mat-label>{{ 'labels.inputs.Moratorium on Interest (months)' | translate }}</mat-label>
+      <input
+        matInput
+        type="number"
+        formControlName="moratoriumInterest"
+        min="0"
+        placeholder="{{ 'placeholders.Enter months' | translate }}"
+        [attr.aria-label]="'labels.inputs.Moratorium on Interest (months)' | translate"
+      />
+    </mat-form-field>
+  </div>
   <div class="layout-row-wrap gap-2px responsive-column">
     <mifosx-input-amount
       class="flex-48"
@@ -17,7 +41,7 @@ <h4 class="mat-h4 flex-98">
 
     <mat-form-field class="flex-fill flex-23">
       <mat-label>{{ 'labels.inputs.Loan Term' | translate }}</mat-label>
-      <input type="number" matInput required disabled formControlName="loanTermFrequency" />
+      <input type="number" matInput required disabled formControlName="loanTermFrequency" aria-label="Loan Term" />
       <mat-error *ngIf="loansAccountTermsForm.controls.loanTermFrequency.hasError('required')">
         {{ 'labels.inputs.Loan Term' | translate }} {{ 'labels.commons.is' | translate }}
         <strong>{{ 'labels.commons.required' | translate }}</strong>
@@ -39,7 +63,7 @@ <h4 class="mat-h4 flex-98">
 
     <mat-form-field class="flex-fill flex-20" *ngIf="hasFixedLength()">
       <mat-label>{{ 'labels.inputs.Fixed Length' | translate }}</mat-label>
-      <input type="number" matInput formControlName="fixedLength" />
+      <input type="number" matInput formControlName="fixedLength" aria-label="Fixed Length" />
     </mat-form-field>
     <span *ngIf="hasFixedLength()" class="flex-20 label-field">{{
       loansAccountTermsForm.value.loanTermFrequencyType | find: termFrequencyTypeData : 'id' : 'value'
@@ -54,6 +78,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.inputs.Repayments' | translate }}</h4>
         matInput
         formControlName="numberOfRepayments"
         matTooltip="{{ 'tooltips.Enter the total count of repayments' | translate }}"
+        aria-label="Number of repayments"
       />
       <mat-error *ngIf="loansAccountTermsForm.controls.numberOfRepayments.hasError('required')">
         {{ 'labels.inputs.Number of repayments' | translate }} {{ 'labels.commons.is' | translate }}
@@ -63,7 +88,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.inputs.Repayments' | translate }}</h4>
 
     <mat-form-field class="flex-fill flex-23" *ngIf="loansAccountTermsData?.canDefineInstallmentAmount">
       <mat-label>{{ 'labels.inputs.Installment Amount' | translate }}</mat-label>
-      <input type="number" matInput formControlName="fixedEmiAmount" />
+      <input type="number" matInput formControlName="fixedEmiAmount" aria-label="Installment Amount" />
     </mat-form-field>
 
     <mat-form-field class="flex-fill flex-23" (click)="repaymentsPicker.open()">
@@ -75,6 +100,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.inputs.Repayments' | translate }}</h4>
         matTooltip="{{ 'tooltips.May be entered to override' | translate }}"
         [matDatepicker]="repaymentsPicker"
         formControlName="repaymentsStartingFromDate"
+        aria-label="First repayment on"
       />
       <mat-datepicker-toggle matSuffix [for]="repaymentsPicker"></mat-datepicker-toggle>
       <mat-datepicker #repaymentsPicker></mat-datepicker>
@@ -89,6 +115,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.inputs.Repayments' | translate }}</h4>
         [matDatepicker]="interestPicker"
         matTooltip="{{ 'tooltips.May be entered to override the date' | translate }}"
         formControlName="interestChargedFromDate"
+        aria-label="Interest charged from"
       />
       <mat-datepicker-toggle matSuffix [for]="interestPicker"></mat-datepicker-toggle>
       <mat-datepicker #interestPicker></mat-datepicker>
@@ -110,6 +137,7 @@ <h4 class="mat-h4 flex-98">
         required
         formControlName="repaymentEvery"
         matTooltip="{{ 'tooltips.Fields are input to calculating the repayment schedule' | translate }}"
+        aria-label="Repaid every"
       />
       <mat-error *ngIf="loansAccountTermsForm.controls.repaymentEvery.hasError('required')">
         {{ 'labels.inputs.Repaid every' | translate }} {{ 'labels.commons.is' | translate }}
@@ -165,7 +193,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.inputs.Nominal interest rate' | translate
     <ng-container *ngIf="!loansAccountTermsData?.isLoanProductLinkedToFloatingRate">
       <mat-form-field class="flex-fill flex-23">
         <mat-label>{{ 'labels.inputs.Nominal interest rate' | translate }} %</mat-label>
-        <input type="number" matInput formControlName="interestRatePerPeriod" />
+        <input type="number" matInput formControlName="interestRatePerPeriod" aria-label="Nominal interest rate" />
       </mat-form-field>
 
       <mat-form-field class="flex-fill flex-23">
@@ -212,7 +240,12 @@ <h4 class="mat-h4 flex-98">{{ 'labels.inputs.Nominal interest rate' | translate
 
       <mat-form-field class="flex-fill flex-23" *ngIf="isEqualPrincipalPayments()">
         <mat-label>{{ 'labels.inputs.Principal Percentage Per Installment' | translate }}</mat-label>
-        <input type="number" matInput formControlName="fixedPrincipalPercentagePerInstallment" />
+        <input
+          type="number"
+          matInput
+          formControlName="fixedPrincipalPercentagePerInstallment"
+          aria-label="Principal Percentage Per Installment"
+        />
       </mat-form-field>
 
       <mat-checkbox
@@ -329,6 +362,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Interest Calculations' | translate
         type="number"
         formControlName="inArrearsTolerance"
         matTooltip="{{ 'tooltips.With Arrears tolerance' | translate }}"
+        aria-label="Arrears tolerance"
       />
     </mat-form-field>
 
@@ -338,6 +372,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Interest Calculations' | translate
         matInput
         formControlName="graceOnInterestCharged"
         matTooltip="{{ 'tooltips.If the Interest Free Period' | translate }}"
+        aria-label="Interest free period"
       />
     </mat-form-field>
 
@@ -348,17 +383,17 @@ <h4 class="mat-h4 flex-98">
 
     <mat-form-field class="flex-fill flex-23">
       <mat-label>{{ 'labels.inputs.Grace on principal payment' | translate }}</mat-label>
-      <input type="number" matInput formControlName="graceOnPrincipalPayment" />
+      <input type="number" matInput formControlName="graceOnPrincipalPayment" aria-label="Grace on principal payment" />
     </mat-form-field>
 
     <mat-form-field class="flex-fill flex-23">
       <mat-label>{{ 'labels.inputs.Grace on interest payment' | translate }}</mat-label>
-      <input type="number" matInput formControlName="graceOnInterestPayment" />
+      <input type="number" matInput formControlName="graceOnInterestPayment" aria-label="Grace on interest payment" />
     </mat-form-field>
 
     <mat-form-field class="flex-48">
       <mat-label>{{ 'labels.inputs.On arrears ageing' | translate }}</mat-label>
-      <input type="number" matInput formControlName="graceOnArrearsAgeing" />
+      <input type="number" matInput formControlName="graceOnArrearsAgeing" aria-label="On arrears ageing" />
     </mat-form-field>
 
     <div class="flex-48 flex-fill" *ngIf="isDelinquencyEnabled()">
@@ -490,7 +525,13 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Loan Tranche Details' | translate
       <div class="flex-100 layout-row">
         <mat-form-field class="flex-48">
           <mat-label>{{ 'labels.inputs.Maximum allowed outstanding balance' | translate }}</mat-label>
-          <input matInput type="number" formControlName="maxOutstandingLoanBalance" />
+          <input
+            matInput
+            type="number"
+            formControlName="maxOutstandingLoanBalance"
+            placeholder="Enter maximum allowed outstanding balance"
+            title="Maximum allowed outstanding balance"
+          />
           <mat-error *ngIf="loansAccountTermsForm.controls.maxOutstandingLoanBalance.hasError('required')">
             {{ 'labels.inputs.Maximum allowed outstanding balance' | translate }} {{ 'labels.commons.is' | translate }}
             <strong>{{ 'labels.commons.required' | translate }}</strong>
@@ -501,6 +542,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Loan Tranche Details' | translate
             type="button"
             mat-icon-button
             color="primary"
+            aria-label="Add Disbursement Data Entry"
             required
             (click)="addDisbursementDataEntry(disbursementData)"
             [disabled]="isMultiDisbursedCompleted"
@@ -537,6 +579,7 @@ <h4 class="mat-h4 flex-98">
               type="button"
               mat-icon-button
               color="warn"
+              aria-label="Remove Disbursement Data Entry"
               (click)="removeDisbursementDataEntry(rowIndex)"
               matTooltip="{{ 'tooltips.Delete' | translate }}"
               matTooltipPosition="left"
@@ -614,7 +657,7 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Collaterals Data' | translate }}</
 
       <div class="layout-column flex-50">
         <div class="layout-row align-flex-end">
-          <button mat-raised-button color="primary" (click)="addCollateral()">
+          <button mat-raised-button color="primary" (click)="addCollateral()" type="button">
             <fa-icon icon="plus" class="m-r-10"></fa-icon>{{ 'labels.buttons.Add' | translate }}
           </button>
         </div>
@@ -644,7 +687,13 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Collaterals Data' | translate }}</
       <ng-container matColumnDef="action">
         <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Actions' | translate }}</th>
         <td mat-cell *matCellDef="let ele; let collateralIndex = index">
-          <button mat-icon-button color="warn" (click)="deleteCollateral(collateralIndex)">
+          <button
+            mat-icon-button
+            color="warn"
+            (click)="deleteCollateral(collateralIndex)"
+            aria-label="Delete Collateral"
+            type="button"
+          >
             <fa-icon icon="trash"></fa-icon>
           </button>
         </td>
@@ -656,15 +705,15 @@ <h4 class="mat-h4 flex-98">{{ 'labels.heading.Collaterals Data' | translate }}</
   </div>
 
   <div class="layout-row align-center gap-2percent margin-t responsive-column">
-    <button mat-raised-button matStepperPrevious>
+    <button mat-raised-button matStepperPrevious type="button" aria-label="Previous">
       <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
       {{ 'labels.buttons.Previous' | translate }}
     </button>
-    <button mat-raised-button matStepperNext>
+    <button mat-raised-button matStepperNext type="button" aria-label="Next">
       {{ 'labels.buttons.Next' | translate }}
       <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
     </button>
-    <button mat-raised-button *ngIf="loanId" [routerLink]="['../', 'general']">
+    <button mat-raised-button *ngIf="loanId" [routerLink]="['../', 'general']" type="button" aria-label="Cancel">
       {{ 'labels.buttons.Cancel' | translate }}
     </button>
   </div>
diff --git a/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.ts b/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.ts
index fd294e31ad..cbe8d2686a 100644
--- a/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.ts
+++ b/src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.ts
@@ -219,7 +219,10 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
         multiDisburseLoan: this.loansAccountTermsData.multiDisburseLoan,
         interestRateFrequencyType: this.loansAccountTermsData.interestRateFrequencyType.id,
         balloonRepaymentAmount: this.loansAccountTermsData.balloonRepaymentAmount,
-        interestRecognitionOnDisbursementDate: this.loansAccountTermsData.interestRecognitionOnDisbursementDate || false
+        interestRecognitionOnDisbursementDate:
+          this.loansAccountTermsData.interestRecognitionOnDisbursementDate || false,
+        moratoriumPrincipal: this.loansAccountTermsData.moratoriumPrincipal ?? 0,
+        moratoriumInterest: this.loansAccountTermsData.moratoriumInterest ?? 0
       });
 
       this.setAdvancedPaymentStrategyControls();
@@ -345,7 +348,10 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
         multiDisburseLoan: this.loansAccountTermsData.multiDisburseLoan,
         interestRateFrequencyType: this.loansAccountTermsData.interestRateFrequencyType.id,
         balloonRepaymentAmount: this.loansAccountTermsData.balloonRepaymentAmount,
-        interestRecognitionOnDisbursementDate: this.loansAccountTermsData.interestRecognitionOnDisbursementDate || false
+        interestRecognitionOnDisbursementDate:
+          this.loansAccountTermsData.interestRecognitionOnDisbursementDate || false,
+        moratoriumPrincipal: this.loansAccountTermsData.moratoriumPrincipal ?? 0,
+        moratoriumInterest: this.loansAccountTermsData.moratoriumInterest ?? 0
       });
     }
     this.createloansAccountTermsForm();
@@ -358,12 +364,12 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
       this.loansAccountTermsForm.removeControl('maxOutstandingLoanBalance');
       this.loansAccountTermsForm.addControl(
         'maxOutstandingLoanBalance',
-        new UntypedFormControl(this.loansAccountTermsData.maxOutstandingLoanBalance, Validators.required)
+        new UntypedFormControl(this.loansAccountTermsData?.maxOutstandingLoanBalance ?? 0, Validators.required)
       );
     } else {
       this.loansAccountTermsForm.addControl(
         'maxOutstandingLoanBalance',
-        new UntypedFormControl(this.loansAccountTermsData.maxOutstandingLoanBalance)
+        new UntypedFormControl(this.loansAccountTermsData?.maxOutstandingLoanBalance ?? 0)
       );
     }
   }
@@ -517,7 +523,9 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
       multiDisburseLoan: [false],
       interestRateFrequencyType: [''],
       balloonRepaymentAmount: [''],
-      interestRecognitionOnDisbursementDate: [false]
+      interestRecognitionOnDisbursementDate: [false],
+      moratoriumPrincipal: [0],
+      moratoriumInterest: [0]
     });
   }
 
diff --git a/src/app/login/login-form/login-form.component.ts b/src/app/login/login-form/login-form.component.ts
index dcf93cae15..445179c0fd 100644
--- a/src/app/login/login-form/login-form.component.ts
+++ b/src/app/login/login-form/login-form.component.ts
@@ -10,7 +10,7 @@ import { AuthenticationService } from '../../core/authentication/authentication.
 import { MatFormField, MatPrefix, MatLabel, MatError, MatSuffix } from '@angular/material/form-field';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { MatIconButton, MatButton } from '@angular/material/button';
-import { MatCheckbox } from '@angular/material/checkbox';
+import { MatCheckboxModule } from '@angular/material/checkbox';
 import { MatProgressBar } from '@angular/material/progress-bar';
 import { MatProgressSpinner } from '@angular/material/progress-spinner';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -31,6 +31,7 @@ import { environment } from '../../../environments/environment';
     MatPrefix,
     FaIconComponent,
     MatIconButton,
+    MatCheckboxModule,
     MatProgressBar,
     MatProgressSpinner
   ]