diff --git a/pycodeloop/providers/generic.py b/pycodeloop/providers/generic.py
index f2854ec..754e5cd 100644
--- a/pycodeloop/providers/generic.py
+++ b/pycodeloop/providers/generic.py
@@ -383,7 +383,8 @@ def _stream(
         body = {**body, "stream": True}
         text = ""
         pending: dict[int, dict] = {}
-        stop_reason = "stop"
+        stop_reason: str | None = None
+        saw_terminal_marker = False
         usage = Usage()
 
         with self._open(body, config) as response:
@@ -393,8 +394,14 @@ def _stream(
                     continue
                 payload = line[len("data: ") :]
                 if payload == "[DONE]":
+                    saw_terminal_marker = True
+                    break
+                try:
+                    chunk = json.loads(payload)
+                except json.JSONDecodeError:
+                    if stop_reason is None:
+                        stop_reason = "malformed_stream"
                     break
-                chunk = json.loads(payload)
 
                 if chunk.get("usage"):
                     usage = Usage(
@@ -451,6 +458,10 @@ def _stream(
 
                 if choice.get("finish_reason"):
                     stop_reason = choice["finish_reason"]
+                    saw_terminal_marker = True
+
+        if stop_reason is None:
+            stop_reason = "stop" if saw_terminal_marker else "connection_lost"
 
         tool_calls = [
             ToolCall(
diff --git a/tests/providers/test_generic.py b/tests/providers/test_generic.py
index 2c71abc..903846b 100644
--- a/tests/providers/test_generic.py
+++ b/tests/providers/test_generic.py
@@ -267,6 +267,77 @@ def test_streaming_response_also_captures_extra_tool_call_fields(self):
             {"extra_content": {"google": {"thought_signature": "xyz789"}}},
         )
 
+    def test_streaming_keeps_already_shown_text_on_malformed_chunk(self):
+        path = self._write_config(
+            {"url": "http://fake/v1/chat/completions", "model": "my-model"}
+        )
+        provider = GenericProvider.from_json(path)
+
+        chunks = [{"choices": [{"delta": {"content": "hello there"}}]}]
+        sse_body = (
+            "".join(f"data: {json.dumps(c)}\n" for c in chunks)
+            + "data: {not valid json\n"
+            + "data: [DONE]\n"
+        ).encode()
+
+        deltas = []
+        with mock.patch(
+            "pycodeloop.providers.generic.urllib.request.urlopen",
+            return_value=_FakeResponse(sse_body),
+        ):
+            result = provider.complete("sys", [], [], on_delta=deltas.append)
+
+        self.assertEqual(result.text, "hello there")
+        self.assertEqual(result.stop_reason, "malformed_stream")
+        self.assertEqual("".join(deltas), "hello there")
+
+    def test_streaming_prefers_finish_reason_over_trailing_malformed_chunk(
+        self,
+    ):
+        path = self._write_config(
+            {"url": "http://fake/v1/chat/completions", "model": "my-model"}
+        )
+        provider = GenericProvider.from_json(path)
+
+        chunks = [
+            {
+                "choices": [
+                    {"delta": {"content": "done"}, "finish_reason": "stop"}
+                ]
+            }
+        ]
+        sse_body = (
+            "".join(f"data: {json.dumps(c)}\n" for c in chunks)
+            + "data: {junk after finish\n"
+        ).encode()
+
+        with mock.patch(
+            "pycodeloop.providers.generic.urllib.request.urlopen",
+            return_value=_FakeResponse(sse_body),
+        ):
+            result = provider.complete("sys", [], [], on_delta=lambda _: None)
+
+        self.assertEqual(result.text, "done")
+        self.assertEqual(result.stop_reason, "stop")
+
+    def test_streaming_flags_a_connection_dropped_mid_response(self):
+        path = self._write_config(
+            {"url": "http://fake/v1/chat/completions", "model": "my-model"}
+        )
+        provider = GenericProvider.from_json(path)
+
+        chunks = [{"choices": [{"delta": {"content": "cut off mid"}}]}]
+        sse_body = "".join(f"data: {json.dumps(c)}\n" for c in chunks).encode()
+
+        with mock.patch(
+            "pycodeloop.providers.generic.urllib.request.urlopen",
+            return_value=_FakeResponse(sse_body),
+        ):
+            result = provider.complete("sys", [], [], on_delta=lambda _: None)
+
+        self.assertEqual(result.text, "cut off mid")
+        self.assertEqual(result.stop_reason, "connection_lost")
+
     def test_streaming_cuts_a_looping_response_short(self):
         path = self._write_config(
             {"url": "http://fake/v1/chat/completions", "model": "my-model"}