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terms-and-conditions.html
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<!DOCTYPE html><!-- Last Published: Thu Jan 23 2025 17:01:04 GMT+0000 (Coordinated Universal Time) --><html data-wf-domain="www.hashnote.com" data-wf-page="65a833ac0b713cbd1f4e68f1" data-wf-site="636c603534d44ac26b4891e0"><head><meta charset="utf-8"/><title>Hashnote | Terms and Conditions</title><meta content="Hashnote | Terms and Conditions" property="og:title"/><meta content="Hashnote | Terms and Conditions" property="twitter:title"/><meta content="width=device-width, initial-scale=1" name="viewport"/><link href="https://cdn.prod.website-files.com/636c603534d44ac26b4891e0/css/hashnotebuild.webflow.5b09b2dbd.min.css" rel="stylesheet" type="text/css"/><link href="https://fonts.googleapis.com" rel="preconnect"/><link href="https://fonts.gstatic.com" rel="preconnect" crossorigin="anonymous"/><script src="https://ajax.googleapis.com/ajax/libs/webfont/1.6.26/webfont.js" type="text/javascript"></script><script type="text/javascript">WebFont.load({ google: { families: ["DM Sans:regular,700","Syne:regular,700,800","Plus Jakarta Sans:regular,500,600,700,800","Crimson Pro:200,300,regular,500","Inter:200,300,regular,500,600,700"] }});</script><script type="text/javascript">!function(o,c){var n=c.documentElement,t=" w-mod-";n.className+=t+"js",("ontouchstart"in o||o.DocumentTouch&&c instanceof DocumentTouch)&&(n.className+=t+"touch")}(window,document);</script><link href="https://cdn.prod.website-files.com/636c603534d44ac26b4891e0/636dcc00124c7a3b86a0c879_HnMarkSolid32.png" rel="shortcut icon" type="image/x-icon"/><link href="https://cdn.prod.website-files.com/636c603534d44ac26b4891e0/636dcc6adab8795c0b69045c_Group%20805.png" rel="apple-touch-icon"/><!-- Google tag (gtag.js) -->
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<h2 class="usTitle">
This website is intended for individuals and entities who are NOT US persons.
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Are you (or the entity you are acting on behalf of) a US person under the following definition?
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<p>
For individuals, "US person" means a US citizen or resident, or a person who meets the
"substantial presence test" under IRS regulations (see
<a
href="https://www.irs.gov/individuals/international-taxpayers/substantial-presence-test"
target="_blank"
rel="noreferrer"
style="color: #1d4ed8; text-decoration: underline;"
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https://www.irs.gov/individuals/international-taxpayers/substantial-presence-test
</a>
).
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<br />
<p>
For institutions, "US person" under SEC Reg S (17 CFR Sec. 230.902(k)) means any of:
<ul>
<li>Any partnership or corporation organized or incorporated under the laws of the United States;</li>
<li>Any estate of which any executor or administrator is a U.S. person;</li>
<li>Any trust of which any trustee is a U.S. person; Any agency or branch of a foreign entity located in the United States;</li>
<li>Any non-discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary for the benefit or account of a U.S. person;</li>
<li>Any discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary organized, incorporated, or (if an individual) resident in the United States; and</li>
<li>
Any partnership or corporation if:
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<li>(A) Organized or incorporated under the laws of any foreign jurisdiction; and</li>
<li>(B) Formed by a U.S. person principally for the purpose of investing in securities not registered under the Act, unless it is organized or incorporated, and owned, by accredited investors (as defined in § 230.501(a)) who are not natural persons, estates or trusts.</li>
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</li>
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You acknowledge your understanding that these Terms and Conditions of Use constitute a binding agreement between you and Hashnote (sometimes referred to as “we” or “us”) that governs your access and use of the Site, which includes any images, text, illustrations, designs, icons, photographs, programs, music clips, downloads, systems and methods of trading, video clips, graphics, user interfaces, visual interfaces, information, data, tools, products, written materials, services and other content (together, “Content”), including but not limited to the design, structure, selection, coordination, expression and arrangement of the Content available on or through the Site.</p><p><br/>PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THE SITE. EACH TIME YOU USE THE SITE, YOUR USE INDICATES YOUR FULL ACCEPTANCE OF AND AGREEMENT TO ABIDE BY THESE TERMS AND CONDITIONS IN CURRENT FORM. IF YOU DO NOT ACCEPT THE TERMS AND CONDITIONS STATED HEREIN, DO NOT USE THE SITE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OF USE, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.</p><p><br/>YOUR COMPLIANCE WITH THESE TERMS AND CONDITIONS OF USE AND ALL OTHER RULES, PROCEDURES, POLICIES, TERMS AND CONDITIONS THAT GOVERN ALL OR ANY PORTION OF THE SITE IS A CONDITION TO YOUR RIGHT TO ACCESS THE SITE. YOUR BREACH OF ANY PROVISION OF THESE TERMS AND CONDITIONS OF USE OR OTHER RULES, PROCEDURES, POLICIES, TERMS AND CONDITIONS THAT GOVERN ALL OR ANY PORTION OF THE SITE WILL AUTOMATICALLY, WITHOUT THE REQUIREMENT OF NOTICE OR OTHER ACTION, REVOKE AND TERMINATE YOUR RIGHT TO ACCESS THE SITE AND YOU WILL BE FULLY LIABLE FOR CONVERSION, MISAPPROPRIATION, TRESPASS TO CHATTELS AND ALL OTHER CLAIMS AND CAUSES, REGARDLESS OF THE IDENTITY OF CLAIMANT OR INJURED PARTY, ARISING FROM OR RELATING TO YOUR CONTINUED USE OF THE SITE AFTER SUCH BREACH.</p><h4><br/>Limited Right to Use</h4><p></p><p>Hashnote grants you a limited right to use the Site. Your right to use the Site is subject to your agreement to abide by these Terms and Conditions of Use in their entirety, as well as any other rules, procedures, policies, terms or conditions that govern all or any portion of the Site. At any time and for any reason Hashnote may revoke your right to use all or any portion of the Site.</p><h4><br/>Updates to the Site</h4><p></p><p>Hashnote reserves the right to make changes to the Site and these Terms and Conditions of Use at any time without prior notice to you. For this reason, each time you use the Site, you should visit and review the then-current Terms and Conditions of Use that apply to your use of the Site.</p><h4><br/>Site Security</h4><p></p><p>You may not violate or attempt to violate the security of the Site. Tampering with any portion of the Site, providing untruthful or inaccurate information, misrepresenting your identity, or conducting fraudulent activities on the Site, whether or not through the use of agents, are prohibited and constitute a breach of these Terms and Conditions of Use.</p><p><br/>You are prohibited from violating or attempting to violate the security of the Site, including, without limitation, (a) accessing data not intended for you or logging onto a server or an account which you are not authorized to access; (b) disabling, removing, defeating, or avoiding any security device or system, including, without limitation, any password and login functionality used to authenticate users; (c) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (d) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Site, overloading, “flooding,” “spamming,” “mailbombing” or “crashing;” (e) sending unsolicited email, including promotions and/or advertising of products or services; (f) forging any TCP/IP packet header or any part of the header information in any email or posting; (g) using or attempting to use any engine, software, tool, agent or other device or mechanism (including, without limitation, browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Site other than the search engine and search agents available on the Site and other than generally available third party web browsers; (h) reverse engineering, decompiling or disassembling the underlying software; (i) removing any notices, warnings, labels, annotations or instructions from any portion of the Site or any related material, including, without limitation, any patent, trademark, copyright, or other proprietary notices or license provisions; or (j) otherwise invading the privacy of, obtaining the identity of, or obtaining any personal information about any user of the Site.</p><p><br/>Any violations of system or network security, including attempts to intentionally access a computer without authorization or exceed your authorized access level, may result in civil and criminal charges, including but not limited to charges under the Computer Fraud and Abuse Act (18 U.S.C. §1030). Hashnote may investigate occurrences that might involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations. We may, without prior notice or warning of any kind, restrict or terminate the access of any and all users to the Site if we reasonably conclude that such restriction or termination is necessary to prevent, or prevent the further spread, of a virus, security breach or system malfunction.</p><h4><br/>Ownership of Materials on Site</h4><p></p><p>You may download or copy Content only to the extent such download is expressly permitted in writing on the Site. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the Content, the Site or any related software.<br/>Anything transmitted to the Site by you becomes Hashnote’s property and may be used by us for any lawful purpose. Hashnote reserves all rights with respect to copyright and trademark ownership of all material on the Site, and will enforce such rights to the full extent of the law.<br/>Unless otherwise noted, all Contents are copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by Hashnote or by third parties who have licensed their materials to Hashnote and are protected by U.S. and international copyright laws. The compilation of all Contents on the Site is the exclusive property of Hashnote and is also protected by U.S. and international copyright laws.</p><h4><br/>Cookies</h4><p></p><p>We may collect certain aggregate and non-personal information when you visit the Site. We may collect this information through “cookie” technology. Cookies are bits of text that can be placed on your computer’s hard drive when you visit certain websites. Cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Remember, though, without cookies, you may not be able to take full advantage of all of the Site features.</p><h4><br/>No Offers or Reliance</h4><p></p><p>The information on this website is provided for informational purposes only. 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