diff --git a/src/renderer/src/components/workspace/ai-chat-panel/ai-chat-panel.tsx b/src/renderer/src/components/workspace/ai-chat-panel/ai-chat-panel.tsx
index ea83dfb..b916cb3 100644
--- a/src/renderer/src/components/workspace/ai-chat-panel/ai-chat-panel.tsx
+++ b/src/renderer/src/components/workspace/ai-chat-panel/ai-chat-panel.tsx
@@ -2,8 +2,9 @@ import { useState, useRef } from 'react'
 import ChatHeader from './chat-header'
 import ChatInput from './chat-input'
 import ChatMessage from './chat-message'
-import { useChat } from '@ai-sdk/react'
+import { useChat, Message } from '@ai-sdk/react'
 import { Sparkles } from 'lucide-react'
+import TypingLoadingAnimation from './typing-loading-animation'
 
 const initialSuggestions = [
   '가장 많이 팔린 상품 5개 보여줘',
@@ -18,7 +19,7 @@ const initialSuggestions = [
  */
 export default function AiChatPanel(): React.JSX.Element {
   const [searchTerm, setSearchTerm] = useState('')
-  const { messages, input, handleInputChange, handleSubmit, setInput, isLoading } = useChat({
+  const { messages, input, handleInputChange, setInput, isLoading, append } = useChat({
     api: '/api/chat',
     streamProtocol: 'text', // TODO: AI 팀에서 받아올 때는 data로 변경해야함
     initialMessages: [
@@ -32,18 +33,46 @@ export default function AiChatPanel(): React.JSX.Element {
   })
   const textareaRef = useRef<HTMLTextAreaElement>(null)
 
+  const [tempMessages, setTempMessages] = useState<Message[]>([])
+  const [showTyping, setShowTyping] = useState(false)
+
   const handleSuggestionClick = (suggestion: string): void => {
     setInput(suggestion)
     textareaRef.current?.focus()
   }
 
+  const handleSubmitCustom = async (e: React.FormEvent): Promise<void> => {
+    e.preventDefault()
+    if (!input.trim()) return
+
+    const userMessage: Message = {
+      id: `${Date.now()}`,
+      role: 'user',
+      content: input.trim()
+    }
+
+    setTempMessages((prev) => [...prev, userMessage])
+    setInput('')
+    setShowTyping(true)
+
+    // TODO: 추후 AI 응답의 실제 완료 시점을 기반으로 로딩 애니메이션을 종료하도록 수정 필요
+    setTimeout(() => {
+      append({
+        role: 'user',
+        content: userMessage.content
+      })
+      setTempMessages([])
+      setShowTyping(false)
+    }, 5000)
+  }
+
   console.log(messages)
 
   return (
     <div className="flex-1 h-full bg-neutral-800 outline-1 outline-offset-[-1px] outline-neutral-700 flex flex-col">
       <ChatHeader onSearchChange={setSearchTerm} />
       <div className="flex-1 p-4 overflow-y-auto flex flex-col gap-6">
-        {messages.map((m, index) => (
+        {[...messages, ...tempMessages].map((m, index) => (
           <div key={m.id}>
             <ChatMessage message={m} highlightTerm={searchTerm} />
             {m.role === 'system' && index === 0 && (
@@ -64,13 +93,15 @@ export default function AiChatPanel(): React.JSX.Element {
             )}
           </div>
         ))}
+        {showTyping && <TypingLoadingAnimation className="h-12" />}
       </div>
-      <form onSubmit={handleSubmit}>
+      <form onSubmit={handleSubmitCustom}>
         <ChatInput
           ref={textareaRef}
           value={input}
           onChange={handleInputChange}
-          isLoading={isLoading}
+          isLoading={isLoading || showTyping}
+          disabled={isLoading || showTyping}
         />
       </form>
     </div>
diff --git a/src/renderer/src/components/workspace/ai-chat-panel/chat-input.tsx b/src/renderer/src/components/workspace/ai-chat-panel/chat-input.tsx
index c9b0ed6..2cddefb 100644
--- a/src/renderer/src/components/workspace/ai-chat-panel/chat-input.tsx
+++ b/src/renderer/src/components/workspace/ai-chat-panel/chat-input.tsx
@@ -5,6 +5,7 @@ interface ChatInputProps {
   value: string
   onChange: (e: React.ChangeEvent<HTMLTextAreaElement>) => void
   isLoading: boolean
+  disabled: boolean
 }
 
 /**
@@ -13,7 +14,7 @@ interface ChatInputProps {
  * @returns JSX.Element
  */
 const ChatInput = forwardRef<HTMLTextAreaElement, ChatInputProps>(function ChatInput(
-  { value, onChange, isLoading },
+  { value, onChange, disabled },
   ref
 ) {
   useEffect(() => {
@@ -25,7 +26,7 @@ const ChatInput = forwardRef<HTMLTextAreaElement, ChatInputProps>(function ChatI
   }, [value, ref])
 
   const handleKeyDown = (e: React.KeyboardEvent<HTMLTextAreaElement>): void => {
-    if (e.key === 'Enter' && !e.shiftKey && !isLoading) {
+    if (e.key === 'Enter' && !e.shiftKey && !disabled) {
       e.preventDefault()
       // The form submission is handled by the parent form's onSubmit
       e.currentTarget.form?.requestSubmit()
@@ -40,10 +41,10 @@ const ChatInput = forwardRef<HTMLTextAreaElement, ChatInputProps>(function ChatI
           value={value}
           onChange={onChange}
           onKeyDown={handleKeyDown}
-          placeholder={isLoading ? 'AI가 답변을 생성중입니다...' : '무엇이든 물어보세요!'}
+          placeholder={disabled ? 'AI가 답변을 생성중입니다...' : '무엇이든 물어보세요!'}
           className="self-stretch bg-transparent text-neutral-200 text-xs font-medium font-['Pretendard'] leading-[14px] placeholder:text-zinc-500 focus:outline-none resize-none max-h-[44px]"
           rows={1}
-          disabled={isLoading}
+          disabled={disabled}
         />
         <div className="self-stretch inline-flex justify-between items-end">
           <div className="flex justify-start items-center gap-[5px]">
@@ -55,7 +56,7 @@ const ChatInput = forwardRef<HTMLTextAreaElement, ChatInputProps>(function ChatI
           </div>
           <button
             type="submit"
-            disabled={!value.trim() || isLoading}
+            disabled={!value.trim() || disabled}
             className="px-3 py-1.5 bg-gradient-to-b from-neutral-700 to-zinc-800 rounded-lg outline-1 outline-offset-[-1px] outline-white/20 flex justify-center items-center gap-2 disabled:opacity-50 disabled:cursor-not-allowed hover:cursor-pointer"
           >
             <div className="py-0.75 justify-start text-neutral-200 text-xs font-semibold font-['Pretendard'] leading-none">
diff --git a/src/renderer/src/components/workspace/ai-chat-panel/typing-loading-animation.tsx b/src/renderer/src/components/workspace/ai-chat-panel/typing-loading-animation.tsx
new file mode 100644
index 0000000..2ed8884
--- /dev/null
+++ b/src/renderer/src/components/workspace/ai-chat-panel/typing-loading-animation.tsx
@@ -0,0 +1,55 @@
+import { cn } from '@/lib/utils'
+
+/**
+ * @author hyynjju
+ * @summary AI 응답 대기 중 표시되는 타이핑 애니메이션
+ * @param className 추가 CSS 클래스
+ * @returns JSX.Element
+ */
+export default function TypingLoadingAnimation({
+  className
+}: {
+  className?: string
+}): React.JSX.Element {
+  return (
+    <div className={cn('flex items-end h-12', className)}>
+      <div className={cn('flex items-center gap-1.5')}>
+        <div
+          className={cn('rounded-full bg-neutral-400 w-2 h-2')}
+          style={{
+            animation: 'typingBounce 1.8s infinite ease-in-out',
+            animationDelay: '0s'
+          }}
+        />
+        <div
+          className={cn('rounded-full bg-neutral-400 w-2 h-2')}
+          style={{
+            animation: 'typingBounce 1.8s infinite ease-in-out',
+            animationDelay: '0.2s'
+          }}
+        />
+        <div
+          className={cn('rounded-full bg-neutral-400 w-2 h-2')}
+          style={{
+            animation: 'typingBounce 1.8s infinite ease-in-out',
+            animationDelay: '0.4s'
+          }}
+        />
+      </div>
+
+      {/* 키프레임 애니메이션 */}
+      <style>{`
+        @keyframes typingBounce {
+          0%, 70%, 100% {
+            transform: translateY(0) scale(0.9);
+            opacity: 0.3;
+          }
+          25% {
+            transform: translateY(-8px) scale(1.1);
+            opacity: 1;
+          }
+        }
+      `}</style>
+    </div>
+  )
+}