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[Issue #282] Stellar: Claimable Balance for Unclaimed Refunds #778

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@Ogstevyn

If a roommate's wallet becomes inactive and they cannot claim a refund, funds are locked in the contract forever.\n\nAfter the claim-refund deadline passes with unclaimed funds, landlord can Push Unclaimed Refunds. Creates a Stellar Claimable Balance for each unclaimed roommate.\n\nAcceptance Criteria: Landlord can push unclaimed refunds; Horizon shows a new claimable balance for the roommate.\n\nFiles: lib/stellar/actions/pushRefund.ts (Create), app/escrow/[contractId]/page.tsx (Modify)

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