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[Contracts] Implement Claim Timelock and Disputes Grace Window #841

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@ONEONUORA

Description

Implement a disputes holding window:

  • When payout is triggered, tokens go into a holding lock instead of being disbursed immediately.
  • If owner wakes up or disputes during the lock period, they can cancel the payout.

Acceptance Criteria

  • Lock duration is configurable.
  • Allows cancel/reclaim from owner address during lock.
  • Payout executes automatically or via pull after lock expires.

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Stellar WaveIssues in the Stellar wave programcontractsSmart contracts componentenhancementNew feature or request

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